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Travel Health Insurance Options for Project Managers

When your company has important projects to complete, they won’t all be handled at your U.S. locations. Some projects need to be handled by those in your overseas office or even outsourced to a team of contractors located in another country. But having your work conducted abroad should not lead your company to an, “out of sight, out of mind” project management style. In order to ensure that the project is completed on time and in the way that you want it done, you need to have a project manager staying on top of things.

Technology allows many project managers to work remotely for much of the time that they are coordinating the work but it doesn’t completely remove the need for a personal presence during the project’s life span. For that personal presence, the project manager needs to travel abroad.

The group health insurance policy provided to employees as part of the company’s benefits package does not offer coverage that can be utilized while travelling abroad. If an employee becomes ill or is injured while working out of an international location, they won’t be able to get affordable medical treatment on their terms unless they are covered by a travel health insurance policy.

Travel health insurance allows the benefits coordinator to decide what kind of benefits are important to employees when working abroad and ensures that medical bills and insurance premiums remain a manageable expense, while liabilities are controlled. Companies can even choose between coverage terms, specific locations, and more. Continue Reading

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Overview of Travel Health Insurance Options

Travel health insurance policies offer such a broad range of coverage options, it would be impossible to outline every possible benefit in one short article. But there are some broad choices that travelers should consider before even thinking about the smaller details of coverage. Here is an overview of some of those options:

Short- or long-term coverage: Travel health insurance can offer protection for a short, 5-day trip, or it can offer you coverage for trips taken over several years. If you are planning on taking an extremely long vacation or you think you may take several short vacations over the course of a year or more, then a long-term option might be a good choice for you, On the other hand, if you plan on just taking one short trip of a lifetime, the short-term options can fit your needs perfectly. Premiums will also vary depending on which option you choose, so be sure to consider that as well.

Number of trips annually: Rather than covering an indefinite number of trips over a pre-determined time period, some travel health insurance policies can provide coverage for a fixed number of trips over a certain term. If you plan a number of mission trips over one time period or have a business need to travel and can coordinate all your meetings into a predetermined number of trips, this might be a great option to check out. Continue Reading

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